Procrastinators take note: If clients want a free hurricane home
inspection courtesy of the State of Florida, sign up now. Most homeowners
save money on property insurance following an inspection, but the
program will achieve its goals and probably stop taking new applications
later this summer.
Florida Chief Financial Officer Alex Sink announced that more
than 365,000 Florida homeowners have signed up for free wind inspections
through the My Safe Florida Home (MSFH) program, only 35,000 inspections
shy of the Florida Legislature’s goal of 400,000 free wind inspections
by June 2009. The first-come, first-serve program will continue
accepting applications online and over the phone until it meets
the 400,000 application goal.
Participating homeowners receive a free wind inspection report,
which suggests ways homeowners can harden their homes against
storm damage and informs homeowners if they are eligible to save
money on their wind insurance premiums. To date, 60 percent of
homeowners who have received a free wind inspection are eligible
for discounts on their wind insurance premiums averaging $220
statewide, according to Sink.
In 2007, the Florida Legislature directed the MSFH program to
provide inspections for at least 400,000 site-built, single-family,
residential properties and provide grants to at least 35,000 applicants
before June 30, 2009. Last month, CFO Sink announced that the
program had exceeded its grant goals and would transition to inspections
only. To date, the MSFH program, including local government and
non-profits, has approved approximately 38,889 homeowners for
mitigation grants and has paid 18,465 grants totaling more than
$62.9 million.
Any Floridian who lives in a single-family, site-built home is
eligible for a free wind inspection through the MSFH program.
Floridians can apply online at
www.MySafeFloridaHome.com or by calling the program toll-free
at (866) 513-6734. Homeowners who receive free wind inspections
through the MSFH program receive a detailed inspection report,
complete with additional information on estimated insurance premium
discounts, if the homeowner is eligible.